EMPLOYEE BENEFITS SPECTRUM

To attract and retain highly qualified employees, your company must develop a unique array of employee benefits. These benefits must be competitive with the industry and also recognize the valuable contribution the employees make to the corporation's reputation and profitability. 

The type of benefits that are considered can be separated into three categories: 

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   1. Health and Accident Benefits 

Medical insurance Dental insurance Life insurance (Group and/or Voluntary) Short term and long term disability insurance Vision coverage Employee Assistance Programs Executive life insurance plan Prepaid legal services Section 125 / Cafeteria Prescription coverage

2.Equity Building Benefits

401K, 403b, TSA, and SIMPLE Plans (tax-favored salary reduction plans) Retirement plans (company contribution-i.e. SEP) Profit sharing plans (bonus) Executive deferred compensation plans Payroll deduction savings plans

 3.Business Insurance

General liability Workers compensation Professional liability Surety bonds

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